Plan Ahead for the Cost of Care
Explore estimated long-term care costs in your area and take a confident step toward preparing for the future.
Long-Term Care Planning
Care Navigation
Plan for the future so you can enjoy the future with your loved ones.
Embarking on a long-term care journey for yourself or loved ones can be complex and taxing. Our Care Navigation Team is here to provide you the new legal planning you need for a care journey, plus the services of a licensed social worker to help guide you through care options to find the right fit for your family.
How Care Navigation is supported by Long-Term Care Planning
Benefits
Get the peace of mind you need to navigate the complexities of planning long-term care for yourself or a loved one.
Prepare for the Future
Enjoy the present with peace of mind knowing that you’ve prepared for long-term care.
Plan for Loved Ones
If you have family members with disabilities or who depend on you, prepare for their futures in advance.
Protect Assets
Don’t risk losing hard-earned assets and finances to unclear legal processes.
Simplify Decisions
Eliminate stress for yourself and your family as you make decisions now for long-term care.
How It Works
Peace of mind is closer than you think
These conversations can seem overwhelming and intimidating; we’re here to empower you with answers and options.
Request a Consultation
Meet with one of our quality and caring associates to ask questions, discuss your options, and plan for the future.
Get a Tailored Plan
Our associates will develop a plan specifically tailored to the needs of you and your family.
Rest Assured
Enjoy your second half of life with the peace of mind knowing your assets and the future of your family are taken care of.
Estimate Care Costs
Ready to plan and protect your future?
Request A ConsultationFrequently Asked Questions
Conversations surrounding Long-Term Care Planning can seem intimidating. Let us answer your questions and provide you with peace of mind.
What is long-term care?
Long-term care is a need for care that arises from an illness or injury that is expected to have a lasting impact on a person’s ability to perform the basic activities of daily living. Learn more about long-term care.
What are the costs and ways to pay for long-term care?
The cost for long-term care varies based on the type of care chosen. Long-term care can include in-home care, retirement communities, assisted living communities, or nursing homes. Out-of-pocket cash, long-term insurance benefits, Medicaid long-term care benefits, or VA pension benefits can all be options to pay for long-term care.
Will my health insurance or Medicare cover long-term care?
Medicare typically does not cover long-term care, such as assisted living or nursing home care, unless it’s part of a short-term rehabilitation plan after a hospital stay. Private health insurance may offer some limited coverage, but long-term care insurance or Medicaid is often necessary for extensive coverage.
What is long-term care insurance, and should I consider it?
Long-term care insurance is a policy that helps cover the cost of long-term care services, such as nursing home care, home health care, and assisted living. It can be a good option for those who want to protect their savings and assets from the high costs of long-term care, but it’s important to evaluate the costs and benefits carefully.
How can I protect my assets from the high cost of long-term care?
There are several strategies for protecting your assets from the high costs of long-term care, including establishing irrevocable trusts, using Medicaid planning, or purchasing long-term care insurance. A lawyer specializing in elder law and asset protection can help you navigate these options.
How does a trust fit into long-term care planning?
A trust can be a key component of long-term care planning, as it allows you to protect assets while ensuring eligibility for Medicaid. By transferring assets into an irrevocable trust, you may be able to safeguard your wealth from nursing home costs and avoid the need to spend down your assets.
What role does an attorney play in long-term care planning?
An attorney specializing in elder law and long-term care planning helps you navigate complex legal, financial, and healthcare issues related to aging and care. They can assist in drafting legal documents, establishing trusts, advising on Medicaid eligibility, and creating a comprehensive plan tailored to your needs.