Miller Trust
A Miller Trust (also known as a Qualified Income Trust) is a special type of irrevocable trust used in certain states to help individuals qualify for Medicaid when their income exceeds the program’s limit. It does not allow the Medicaid recipient to keep more income, but is simply a mechanism to allow applicants to technically qualify for Medicaid even if their income exceeds the limit allowed under the rules. The excess income still goes to the nursing home.
Why it matters
Without a Miller Trust, even income slightly above the cap can make someone ineligible for benefits. When structured correctly, it allows access to needed care while remaining compliant with Medicaid rules.
Articles about Miller Trust
You can find Miller Trust discussed here: